Life Insurance
Secure your family’s future with affordable term life insurance. Enjoy peace of mind knowing your loved ones will be financially protected if the unexpected happens. Cover expenses like debts and education effortlessly. Invest in their security today and relax, knowing they’re protected.
Average Cost
$20-$150 monthly
Requirements
Potential Health Exam
Term
10, 20 or 30 Year
Locations
Products available in all 50 US States
Why Term Life Insurance?
Affordability
Term life insurance offers lower premiums compared to whole life insurance, making it budget-friendly.
Flexibility
You can choose coverage lengths (10, 20, or 30 years) to match your financial goals and needs.
Simplicity
It's straightforward with a fixed term and clear benefits, ensuring easy understanding and management.
Financial Protection
Provides a significant death benefit to cover expenses like mortgages, education, and income replacement.
Give Your Family Peace of Mind
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Term Life Insurance FAQ’s
Term life insurance provides essential financial protection for a specific period, typically 10, 20, or 30 years. If you pass away during this term, your beneficiaries receive a tax-free death benefit, ensuring their financial security. This straightforward policy offers peace of mind, knowing your loved ones are protected, and allows you to focus on creating lasting memories together.
Determining the right amount of coverage involves assessing your income, debts, living expenses, and future financial goals. A general recommendation is to have a policy that covers 10-12 times your annual income. This ensures your family can maintain their lifestyle, pay off debts, and secure their future even in your absence. Our team is here to help you evaluate your needs and find the perfect coverage for your situation.
If you outlive your term life insurance policy, the coverage will end, and no benefits will be paid out. At that time, you have several options: you can renew your policy, convert it to a permanent policy, or let the coverage lapse. Our dedicated advisors can help you navigate these choices, ensuring you continue to have the protection that best suits your evolving needs.
Filing a claim is a straightforward process designed to provide support during challenging times. For life insurance, your beneficiaries will need to submit a death claim form along with the death certificate to the insurance company. Our compassionate team will guide them through each step, ensuring the process is as smooth and stress-free as possible.